Digital money infrastructure for real-time global settlement.
Move money instantly across fiat and digital rails, manage liquidity across accounts and entities, and embed payments into your products - all from a single regulated European platform.
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Our settlement infrastructure is designed to complement legacy payment systems
Businesses, platforms and agents face costly payment choices that often limit the development of new products and services.
Cross-border payment infrastructure predates the Internet
Payments to customers, suppliers and workforce can take days to settle, offer no real-time visibility and incur excessive fees as funds move through intermediary banks.
Low cash velocity increases working capital costs
Businesses incur unnecessary costs because capital cannot move fast enough to where it is needed - and sometimes cannot move at all - leaving liquidity trapped across entities and jurisdictions.
Cost of managing risk and access to foreign currency
CFOs manage fragmented bank accounts across regions to maintain liquidity, manage FX exposure and execute basic treasury functions - adding operational and compliance burden.
Introducing Quantoz
Quantoz is a financial technology company designed for the real-time economy. We provide the regulated digital money infrastructure that enables businesses to move value instantly across fiat and blockchain networks, all from a single supervised, resilient digital money solution.
New financial infrastructure for the real-time economy
A single API to embed digital money services into platforms, fintechs and agentic AI services
Access our services through a modular set of APIs with infrastructure components that enable fintechs, platforms and PSPs to embed regulated digital money into their products and workflows.
Why companies work with us
Institutional-Grade Assset Protection
Client funds are fully safeguarded under European supervision. Reserves are held 1:1 in cash and highly liquid financial instruments with Tier 1 banks, structured through bankruptcy-remote safeguarding entities.
Unified Fiat and Digital Rails
Operate across SEPA, SWIFT, ACH and major blockchain networks from one platform. Eliminate fragmented banking structures and simplify FX and treasury operations across jurisdictions.
Real-Time Liquidity Infrastructure
Move capital globally in seconds - not days. Reduce trapped liquidity, optimise working capital and gain real-time visibility across entities and geographies.
Programmable Financial Infrastructure
Automate settlement, enable conditional payments and support embedded finance use cases that legacy infrastructure cannot: innovative subscription models, marketplaces and agentic payments.
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